Open enrollment will be available beginning Monday, April 28 and will go through Friday, May 9. 

Everyone eligible for benefits must go through the open enrollment process even if waiving insurance.

Below is a recap of our renewal rates and carriers for 2025-26:

• Carrier:  Medica
• Same plan designs as the 2024-25 plan year.
• Rates will increase 5.95%
  • $3750/$7500 
  • $3750/$7500 plus 20% co-insurance

• Carrier:  Delta Dental 
• Rates will increase 3.85%.

• Carrier:  VSP
• No rate increase as we are in our 4th year of rate guarantee

• Carrier: Madison National Life
• No rate change
• Plan design remains the same.

• SWWC 2025-26 Benefit Guide - Administrators
• SWWC 2025-26 Benefit Guide - Certified Staff (CSA)
• SWWC 2025-26 Benefit Guide - Classified Employees (CEA) - 19 pay periods
• SWWC 2025-26 Benefit Guide - Classified Employees (CEA) - 24 pay periods
• SWWC 2025-26 Benefit Guide - Direct Student Staff (DSS)
• SWWC 2025-26 Benefit Guide - Program Specialist (PS) 

• Aflac
• Dental and Vision
• Health
• Life and LTD
• Medical Savings Accounts 

Enrollment Process: We will again be using the online system, Ease, for the open enrollment process, which includes your enrollments and/or waivers for insurances, and/or election(s) to a flexible spending account (FSA). Open enrollment will be available beginning Monday, April 28, so you can begin making any plan changes, FSA elections and HSA elections (if applicable) starting Monday. Open enrollment ends on Friday, May 9. 

More information on Ease can be found here: Ease

On-Site/Virtual Visits: Throughout open enrollment, I will be traveling to each location to assist with any questions you might have. To the right are the dates and times at each location. If you would like to schedule a specific time to meet with me, please reach out. Otherwise stop by with any questions. I have also added a virtual session for anyone that cannot make an in-person session (link included in the PDF). 

For those eligible for PERA (the Public Employees Retirement Association plan), this is also the period for open enrollment if you do not currently take the group term life insurance they offer. Please visit NCPERS Life Insurance for more information at https://mnpera.org/benefits/life-insurance/. If you wish to enroll, you must complete the application and return it to me by May 9. 

 Lastly, Aflac supplemental insurances are included in the Ease process, so you will be able to enroll in or change any of the plans they offer. If you choose to cancel any of your current Aflac plans, you should do so on Ease, but you must also enroll through Aflac. Please contact our Aflac rep, Mike Felcyn, at michael_felcyn@us.aflac.com or (507) 531-7007 if you have questions about these options.

Please let me know if you have any questions about Ease or any of the materials provided.  I can be reached at (507) 337-2963 or jodi.robinson@swwc.org, or by using the chat feature in Microsoft Teams.